In the complex landscape of public and affordable housing, a myriad of responsibilities falls upon directors and officers. Their decisions shape the course of the organization and impact its stakeholders, making them susceptible to legal actions that can arise from their actions or decisions. Directors and officers (D&O) insurance is a critical asset to mitigate these risks and safeguard the organization and its leadership,

Given that public and affordable housing organizations play a critical role in our communities—providing essential services to vulnerable populations—protecting sensitive data and ensuring the integrity of operations is not just a responsibility, but a necessity.

The National Incident Management System (NIMS) is a comprehensive approach to effectively manage and coordinate emergency response efforts across different agencies and organizations during incidents and disasters

In ensuring the safety and well-being of residents in public and affordable housing, collaboration with local fire departments is paramount.

As housing organizations increasingly recognize the importance of providing essential healthcare services to their residents, onsite mobile health clinics are becoming more common.

HAI Group President and CEO Ed Malaspina recently sat down with Lori Chordas from AM Best for an AM Best TV segment on maintaining a skilled workforce in today's work environment, the effects of artificial intelligence on the insurance industry, emerging cybersecurity threats, and the impact severe weather has on insurance carriers.

Record management is crucial for the success and sustainability of public and affordable housing organizations. Properly managed records can enhance operational efficiency and play a pivotal role in mitigating risks and ensuring regulatory compliance. 

In ensuring the safety and security of residents, a critical decision housing organizations face is whether to directly hire security personnel or opt for contracting with a third-party security service. Both options have advantages and drawbacks, but it's crucial to understand the insurance implications associated with each choice.

Have you ever been blamed for something entirely out of your control? It’s happened to most of us, often for minor transgressions around the house or office. The blame game can happen to businesses, too, including public and affordable housing organizations. 

Ensuring fair and equal treatment of tenants is of utmost importance in the housing industry. Unfortunately, instances of tenant discrimination—whether intentional or unintentional—still occur, posing significant financial and reputational risks to housing organizations.