An indemnity clause is a form of contractual risk transfer that bares similarities to a hold harmless provision, but with some crucial differences.

Cybersecurity threats are all too real for housing organizations and take many forms, including phishing, ransomware, and business email compromise.

Your housing organization never needs an excuse to celebrate its achievements, but before hosting your next special event, consider a short-term event liability insurance policy for a little extra peace of mind.

Have you ever been blamed for something entirely out of your control? It’s happened to most of us, often for minor transgressions around the house or office. The blame game can happen to businesses, too, including public and affordable housing organizations. 

Insurance is optional for most businesses. Still, given the role insurance plays in minimizing financial loss in the event of a mishap, it’s a layer of protection most companies opt to purchase. For a public housing agency (PHA), the decision to purchase insurance extends beyond protecting people, property, and assets—certain coverages must be purchased if the PHA is interested in funding from the U.S. Department of Housing and Urban Development (HUD).

Contract negotiations are critical in ensuring your housing organization actually receives the products and services it requires.

Does your housing organization have insurance coverage to protect lost, stolen, or damaged business personal property?

It's never too early (or too late) to prepare for snow, ice, and freezing temperatures, as long as your organization takes action. Getting ahead of the next storm or cold snap can be the difference between a minor inconvenience and a major disaster. 

We relaunched our company blog in 2022 with the goal of delivering timely insurance, risk management, and professional development tips for the affordable housing industry.

The insurance industry has spotlighted the rise of external fraud, and rightfully so, as cybersecurity incidents continue impacting organizations at an alarming rate. But incidents of internal fraud—a dishonest or fraudulent act committed by one or more employees—remain a constant threat to housing organizations.