Since cybersecurity can feel overwhelming for those outside the information technology sphere, we've developed a list of 15 (mostly non-technical) cybersecurity terms that public and affordable housing leaders and employees should know in 2024. 

In an increasingly digitized world, where data breaches and cyber threats have become pervasive, the need for robust cybersecurity measures extends to all sectors. Public housing agencies (PHAs), entrusted with sensitive information and critical operations, are no exception. Yet, despite the growing threat landscape, many PHAs may overlook the importance of cybersecurity coverage.

Unlike traditional property and general liability insurance policies, which lack the specificity to address cyber risks and often explicitly exclude coverage for such incidents, cybersecurity coverage offers tailored protection against the evolving threats public housing agencies face. This article explores the imperative for public housing agencies to prioritize cybersecurity coverage as a fundamental component of their risk management strategy, safeguarding their operations and residents and their hard-earned reputation in the community.

This article delves into why cybersecurity coverage is essential for public housing agencies to safeguard their operations, residents, and reputation.

Enhancing your public housing organization's cybersecurity posture remains paramount as we move into 2024, particularly in light of the ever-increasing stakes involved.

In the wake of a significant surge in ransomware attacks across the United States in 2021, 2022 appeared to offer a respite with a notable decrease in reported incidents. However, any hopes of a sustained lull were dashed in 2023 as ransomware activity skyrocketed, reaching unprecedented levels.

In the wake of a significant surge in ransomware attacks across the United States in 2021, 2022 appeared to offer a respite with a notable decrease in reported incidents. However, any hopes of a sustained lull were dashed in 2023 as ransomware activity skyrocketed, reaching unprecedented levels.

Chances are, you've experienced the password struggle in the last month. For many, the struggle is weekly. 

Given that public and affordable housing organizations play a critical role in our communities—providing essential services to vulnerable populations—protecting sensitive data and ensuring the integrity of operations is not just a responsibility, but a necessity.

The landscape of public and affordable housing organizations is evolving rapidly, shaped by technological advancements, societal shifts, and environmental concerns. While these changes bring about opportunities for progress, they also usher in a host of emerging risks that demand careful consideration and proactive mitigation.

HAI Group President and CEO Ed Malaspina recently sat down with Lori Chordas from AM Best for an AM Best TV segment on maintaining a skilled workforce in today's work environment, the effects of artificial intelligence on the insurance industry, emerging cybersecurity threats, and the impact severe weather has on insurance carriers.

Record management is crucial for the success and sustainability of public and affordable housing organizations. Properly managed records can enhance operational efficiency and play a pivotal role in mitigating risks and ensuring regulatory compliance. 

Cyber insurance is a crucial tool housing organizations should consider leveraging to hedge against increasing cyber-related risks such as ransomware, business email compromise, and data breaches.