Housing Risk Guide: Cooking Fire Safety

  • April 29, 2025

The average American cooks six meals a week at home, so it's no surprise that cooking is the leading cause of home fires in the U.S. According to the National Fire Protection Association (NFPA), cooking is responsible for the most home fire injuries and is the second leading cause of home fire deaths.

This guide outlines key risk factors, prevention tips, and fire response strategies every housing organization should know.

What you'll learn

  • Why cooking fires happen and who is most at risk
  • Which days and appliances see the most incidents
  • Steps to prevent fires while frying, boiling, baking, or broiling
  • Safe actions to take if a kitchen fire breaks out
  • How to educate residents about cooking fire prevention

Why this matters

From 2017 to 2021, cooking caused an average of 158,400 reported home structure fires annually—accounting for 44% of all U.S. home fires. These incidents resulted in over 470 deaths, 4,150 injuries, and $1.15 billion in property damage each year.

Many of these fires could have been prevented with proper education, supervision, and basic safety measures. As a housing provider, you have the opportunity to improve the safety and well-being of your residents.

Access more resources

Be sure to explore the full range of resources we’ve curated on our Resource Center, designed to help you stay informed, prepared, and resilient, ready to handle anything that comes your way confidently.

Stay connected

Sign up for updates from our blog to stay ahead of emerging trends in insurance, risk management, online training, and affordable housing research, and gain access to the latest resources and tools.


This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy. 

HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).

Don't Miss This

Related Content

Housing Risk Guide: Electric Bikes

April 15, 2025
In recent years, housing organizations have reported a noticeable uptick in fires linked to micromobility devices like...

3 Emerging Risks to Public and Affordable Housing Organizations

September 9, 2024
Your public or affordable housing organization can't develop an informed response to emerging risks if you don't know...

Housing Risk Guide: Managing Vacant Units and Properties

April 21, 2025
Public and affordable housing organizations strive to fill vacancies as quickly as possible to meet community needs and...