HAI Group Blog

Insurance, Risk Management, and Professional Development Tips for the Affordable Housing Industry.

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Andrew Ragali | Manager, Marketing and Communications | HAI Group

Andrew Ragali is a manager with HAI Group's Marketing and Communications Department. His core focus is the development of compelling and informative content to help HAI Group's clients navigate insurance and risk management in the affordable housing industry. Send Andrew your ideas, questions, and thoughts: aragali@housingcenter.com

Understanding Supply Chain Cybersecurity: Essential Q&A for Affordable Housing Providers

There's nothing more frustrating than when things feel out of control. Imagine your organization does everything right in terms of cybersecurity—employees are well-trained, systems are up to date, and strict protocols are in place. Yet, despite these precautions, you still face a breach—not directly through your own network, but through a vendor’s vendor—an entity that may have access to your sensitive information without your direct knowledge.
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Holiday Safety Tips for Multifamily Housing Communities

The holiday season is a time for joy and celebration, but it also presents unique safety challenges. While many people look forward to decorating, cooking festive meals, and gathering with friends and family, it's crucial to remain vigilant. Accidents can happen, and fires are among the most significant safety issues during this time of year.

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Understanding the National Flood Insurance Program: A Guide for Public and Affordable Housing Providers

Flooding is one of the most common and costly natural disasters in the United States, posing significant property risks, especially in public and affordable housing. The National Flood Insurance Program (NFIP), managed by the Federal Emergency Management Agency (FEMA), is a vital resource for housing providers to protect their assets and ensure the safety and security of their residents.

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Navigating Reinvestment and Repositioning: A Guide for Public Housing Providers

Public housing authorities (PHAs) face the continual challenge of maintaining and improving their properties while navigating the complexities of federal regulations and funding. Alongside these challenges, insurance considerations play a crucial role in repositioning efforts, ensuring that properties are adequately protected during and after transitions.

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VAWA 2022 Q&A: Addressing Key Questions for Housing Providers

The Violence Against Women Act (VAWA), enacted in 1994, provides housing protections to survivors of domestic violence, dating violence, sexual assault, and stalking, regardless of sex, sexual orientation, or gender identity. Despite its long-standing presence, many public and affordable housing providers still have questions about implementing VAWA, especially after the act's reauthorization in 2022, which expanded the U.S. Department of Housing and Urban Development's (HUD) enforcement authority. Since then, HUD has initiated multiple cases involving non-compliant housing providers.

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Staying Cool in Public Housing: HUD's New Guidelines for Extreme Heat

As temperatures rise, the U.S. Department of Housing and Urban Development (HUD) is taking action to ensure public housing residents can stay cool during the scorching summer months. In a June 13, 2024 notice, HUD reminded public housing authorities (PHAs) that they can utilize capital and operating funds to help residents beat the heat. Additionally, HUD clarified that PHAs may establish a policy to provide individual relief and immediately start granting relief requests from air conditioning or cooling-related surcharges or utility supplier billings based on severe or extreme heat.

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