HAI Group Blog

Insurance, Risk Management, and Professional Development Tips for the Affordable Housing Industry.

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Risk Management (4)

Children playing on playground

Preventing Accidents and Injuries on Multifamily-Managed Playgrounds

Playgrounds are fun places for children to play, and outdoor playgrounds offer a healthy balance to staying indoors. They provide growing young people with an outlet for their energy, as well as a place to develop emotional, social, and intellectual skills and abilities.

With a strong playground safety program that includes inspection and maintenance, playgrounds can be very safe spaces for children to learn and grow. That goes without saying; if your organization doesn’t have safety precautions in place, playgrounds can be dangerous.

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How to Prepare for and Respond to Flooding

A flood is defined as a condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow. Floods are among the most common and deadliest natural disasters in the United States and affect every region of the country, causing severe property damage each year. Just an inch of floodwater can cause as much as $25,000 in damage, according to FEMA.

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Silent, but Deadly: What Affordable Housing Organizations Need to Know About Radon Gas

Odds are, if you’re in the multifamily affordable housing industry, your to-do list is already frighteningly long. Even so, if you aren’t yet testing for radon, you may want to consider it. Radon is the second-leading cause of lung cancer behind smoking—long-term exposure to the odorless, colorless gas is responsible for around 21,000 deaths in the U.S. each year, according to the U.S. Environmental Protection Agency—and can expose property owners to liability in certain circumstances. 

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Explained: Wrap-Up Insurance and the Differences Between OCIPs and CCIPs

Housing organizations taking on large construction projects may be exposed to insurance products they aren’t familiar with to cover construction-related risks. One such product is wrap-up insurance, a type of construction liability policy with two variations—owner-controlled insurance programs (OCIPs) and contractor-controlled insurance programs (CCIPs).

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Cybersecurity 101: Simple and Effective Password Tips

We tend to fancy our passwords as undecipherable, but the data clearly shows otherwise: 60% of the breaches analyzed in Verizon’s 2021 Data Breach Investigation Report leveraged weak or stolen passwords. Cybercriminals aren’t just guessing our passwords; they’re making well-informed guesses. They can use several methods and tools to hack passwords, such as programs that record keystrokes, social engineering (e.g., phishing), and password dictionary databases with lists of the most commonly used password phrases.

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6 Real-Life Ransomware Attacks That Shocked Affordable Housing and Public Sector Agencies

There’s a spine-chilling uptick in cyberattacks—the FBI received a record number of cyber-related complaints last year, with reported losses of over $4.1 billion. A housing organization might not seem like the most lucrative target for a hacker (compared to a billion-dollar private sector business), but criminals are opportunists.

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