Nuclear verdicts—generally considered legal verdicts exceeding $10 million—significantly contribute to social inflation, a term used in the insurance industry to describe the rising costs of insurance claims due to changing social attitudes, perceptions, and legal trends.

The Public and Affordable Housing Research Corporation (PAHRC), is the research entity of HAI Group, an insurer exclusively serving public and affordable housing for more than 35 years. PAHRC’s work focuses on the impact that affordable homes bring to families and communities. In this guest blog, Kelly McElwain, PAHRC’s industry intelligence and research manager, explains how you can make your properties more resilient to natural hazards.

As we say goodbye to another transformative year, join us in exploring HAI Group's most popular blog posts, risk management resources, and HAI Group Online Training courses of 2023. These resources serve as essential tools for housing professionals navigating an ever-evolving landscape.

Fireplaces enhance homes, providing warmth and a cozy ambiance. However, ensuring the safe operation of fireplaces is crucial, particularly in affordable housing.

In 2015, during a visit to a Kroger grocery store in Atlanta, Georgia, a 26-year-old man was robbed and shot by two assailants, resulting in his paralysis. Four years later, a jury awarded the man nearly $70 million after his attorneys successfully argued that Kroger was aware of the store's location in an unsafe, high-crime area but failed to deploy security guards in the parking lot where the shooting occurred.

When a housing unit becomes vacant, a well-documented cleanout procedure is essential to guide maintenance workers or third-party contractors through standardized unit preparation for the next occupant. Proper documentation ensures a comprehensive record of tenant discussions and the steps taken to ready the unit for the incoming tenant.

In this guide, we unveil essential tips and strategies for achieving a seamless and efficient property turnover.

Understanding fire risks and hazards associated with cleaning dryer and bathroom vents may not be at the top of your to-do list, but neglecting these often-overlooked areas can pose significant fire risks and hazards to your housing organization. 

Public and affordable housing organizations strive to fill vacancies as quickly as possible to fulfill community housing needs and avoid loss of rental income, but it's not always feasible. 

It's never too early or too late to ensure your housing organization is well-prepared for the challenges posed by winter weather. Taking proactive measures can make all the difference between a minor inconvenience and a full-blown disaster.

Winter storms can bring a host of challenges, including snow and ice accumulation, high winds, and frigid temperatures. These weather events can last for hours or even days, leading to power outages and communication disruptions. To ensure the safety of your properties, employees, and residents, it's crucial to be well-prepared.