Energy costs can contribute substantially to the overall financial burden of housing. Inefficient buildings—those with poor insulation, leaky windows, outdated HVAC equipment, and the like—are of particular concern, since they drive up utility costs more than their efficient peers.

Affordable housing provides stability and security—along with a springboard to success—to our country's most vulnerable populations. Here's how to help protect the properties and people who make this essential service possible.

If you’re considering replacing your shingles—you’ve been hit by a storm, say, or your shingles are curling or buckling—the choices, from color to shape to material, can be overwhelming. One option you may have heard about is impact-resistant shingles. But are they worth the investment? Let’s dive in.

If you run an affordable housing organization, chances are your insurance agent or carrier representative has recommended that you invest in business income insurance, or BII. But what is it, exactly? And do public and affordable housing organizations really need it? Read on for answers.

Cybercriminals continue to target public and affordable housing organizations at an alarming rate. The good news? Protecting yourself doesn’t have to be complicated—or expensive.

At HAI Group, we’ve made the property and liability claim filing process as simple as possible for you and your organization. This guide provides a detailed explanation of the entire process, from pre-event documentation and post-event loss control to investigations and recordkeeping. Accidents happen–HAI Group is here to help.