HAI Group Blog

Insurance, Risk Management, and Professional Development Tips for the Affordable Housing Industry.

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Let’s Talk About Meth Claims

Property claims related to methamphetamine are on the rise. While they’re not the most frequently reported claim—as of this writing, that distinction belongs to fire—HAI Group has seen a noticeable uptick in meth claims in recent months. Perhaps it’s because meth is relatively inexpensive to buy compared to other illicit drugs, or because meth has become more widely available, thanks in part to super labs operated by drug cartels that can produce meth in large quantities. The rise in claims may also be due to the fact that some housing authorities have begun testing for meth when units turn over, regardless of whether they suspect contamination.

Whatever the reason, if you have a meth-related claim at your housing organization, here’s what you need to know.

The sooner you file, the better

“The biggest mistake housing organizations make after discovering meth is waiting too long to file a claim,” said Alkis Liopiros, AIC-M, ACP, CRIS, a senior property claims examiner at HAI Group. “If tests confirm that you’re dealing with methamphetamine contamination, file a claim as soon as you can. Notifying us while the incident is fresh in your mind helps your insurance company and its adjusters investigate the claim more thoroughly. It can also help us close the claim more quickly, so you can get the affected units back in service faster.”

Telltale signs of meth production or use

If your housing organization isn’t testing for meth, it’s important that your maintenance workers know what to look for during routine inspections. Common signs of meth production or use include:

  • Unexplained chemical smells, often described as “sweet”
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Q&A: Navigating the Landscape of Affordable Housing Finance and Development with Grow America's RHDFP Certification Program

For professionals in public and affordable housing, this is a time of both tremendous need and immense opportunity. Affordable rental housing is scarce, disrupting the availability of homes for workers and families across most demographics—ranging from recent graduates embarking on their careers to working families, low-income individuals, and those reliant on fixed incomes such as senior citizens, veterans, and individuals with disabilities.

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Navigating Commercial Insurance: A Guide for Public and Affordable Housing Agencies

Navigating the complex commercial insurance landscape can sometimes feel like deciphering hieroglyphics in a funhouse maze—confusing, daunting, and occasionally filled with unexpected twists and turns. However, for public and affordable housing providers, mastering the basics of insurance is akin to wielding a powerful shield against the whims of fate, ensuring the protection of vital assets and the continuity of essential services.

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11 Bed Bug Myths Debunked

Bed bug infestations can be tricky to handle, but you may be doing more work than you need to. We asked Jeffrey White, an entomologist and bed bug expert—White has invested hundreds of hours treating affordable housing complexes for bed bugs, advising other pest-control professionals about these critters, and lecturing public housing organizations around the globe—to give us the latest research-backed tips for tackling bed bugs in multifamily housing. Read on to see if you can separate bed bug fact from fiction, or whether it may be time to update your pest-control procedures.

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Is it OK to Step on a Cockroach? Our Expert Has Answers to Your Roach-Related Questions

As far as household pests go, cockroaches are pretty disgusting. They scuttle around under cover of darkness, multiply rapidly, and leave their shed skins and frass (aka poop) everywhere. Cockroaches are also a health hazard: They can cause or aggravate allergies and asthma in people who are susceptible to these conditions, and they’re a leading cause of asthma in children who live in urban multifamily housing.

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Get to Know the Public and Affordable Housing Research Corporation (PAHRC)

At a time when a decent, safe, and affordable place to call home is out of reach for more than 15 million Americans, the preservation of affordable housing is more important than ever. For over a decade, the Public and Affordable Housing Research Organization (PAHRC) has been on a mission to help improve this statistic by providing data, research, and tools to help policymakers, housing providers, researchers, advocates, and other stakeholders raise awareness about this critical issue, and ultimately impact change.

In addition to partnering with some big names in the industry, PAHRC has a longstanding relationship with the affordable housing insurance carrier HAI Group, which has been a key sponsor of PAHRC since its inception in 2012. Both organizations share the same goal of supporting the affordable housing industry through various avenues. Over the years, HAI Group’s financial support has made numerous initiatives possible, from webinar opportunities to obtaining data for PAHRC’s annual Housing Impact Report, and most notably, developing the National Housing Preservation Database (NHPD).

HAI Group’s Staci Canny sat down with Kelly McElwain, a lead research analyst at PAHRC, to discuss her work.

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New Research Shares PHA Policies and Practices to Promote Equity

The word ‘equity’ has become a buzzword in today’s social landscape. And when it comes to public housing authorities (PHAs), striving to achieve equitable outcomes through their policies, practices, and partnerships is a continuous goal. Although it can be challenging to implement initiatives when PHAs face hardships, from funding constraints to a lack of community partners, many organizations are making this happen. To help PHAs learn from their peers, the Public and Affordable Housing Research Corporation (PAHRC) surveyed PHAs about their equity initiatives and the resources needed to expand this work. This data came together to form PAHRC’s latest report, How Public Housing Authorities Are Addressing Equity. The report, which HAI Group sponsored, also includes a resource guide that outlines the strategies PHAs can pursue to help residents of all backgrounds achieve successful outcomes. 

HAI Group’s Staci Canny sat down with PAHRC’s Lead Research Analyst Kelly McElwain, and Eric Brushett, a research analyst at PAHRC, to discuss this report. 

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Severe mold in an apartment unit. Image courtesy of AEI Consultants.

Remediating and Preventing Mold in Multifamily Housing

Left untreated, mold can cause significant health risks for your residents—and significant liability for your organization. Don't believe us? The image at the top of this article, courtesy of AEI Consultants, is a great example of what can happen to a unit when mold is left unaddressed. To help you combat the fast-growing fungi, HAI Group turned to three experts: Tim Woodward and Sarah Feit of AEI Consultants, and Lawrence Schnapf of Schnapf Law.

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