HAI Group Blog

Insurance, Risk Management, and Professional Development Tips for the Affordable Housing Industry.

Unoccupied vs. Vacant Buildings: Key Differences and Insurance Implications

In the realm of commercial insurance, terms like "vacant" and "unoccupied" hold specific meanings, especially in the context of residential buildings. While they may appear synonymous at first glance, their distinctions are crucial and have significant implications for property insurance. Let’s delve deeper into these definitions and their insurance ramifications.

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Flood Planning and Mitigation for Affordable Housing

With flooding now the top natural peril in the U.S., and research finding that 40 percent of the nation’s occupied rental stock is located in areas likely to experience a substantial annual loss due to natural disasters, one thing’s for sure: It is critical for affordable housing providers to be prepared. On the heels of their recent webinar, titled Flood Planning and Mitigation for Affordable Housing Organizations, the Public and Affordable Housing Research Corporation’s Lead Research Analyst Kelly McElwain, and HAI Group’s Lynn Crisci, assistant director of Product Development, along with Mary Ciccaglione, manager of Risk Control and Consulting, spoke with HAI Group’s Staci Canny to answer some of the webinar audiences’ top questions.

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How to Use HAI Group's Guided Business Continuity Planning Tool for Affordable Housing Organizations

If an emergency strikes, does your housing organization have a plan in place to remain operational, or is the development of a business continuity plan stuck on the back burner?

No matter your answer, HAI Group is here to help. We've developed a tool to guide your organization through creating a customized business continuity plan (BCP). Watch the video below for a step-by-step overview, or keep reading to learn more! 

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6 Fire Safety Tips for Affordable Housing Organizations [Free Resources]

Not every structure fire can be prevented—there’s a reason nearly every town, no matter how small, has a dedicated career or volunteer fire department. But there are proven steps public and affordable housing organizations can take to reduce the risk of fires and ensure residents, visitors, and staff remain safe if a fire does occur.

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Fire Prevention Week: The Importance of Fire Safety Education in Low-Income Communities

Poverty conditions don’t invariably lead to more fires but do present certain risk factors that should be addressed on a community-by-community basis, according to a National Fire Protection Association (NFPA) research report published in 2021. The report cites several studies conducted over the last five decades that have made the connection between poverty and elevated fire risk.

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