Once upon a time, public and affordable housing providers enjoyed a certain freedom regarding wind and hail coverage—lender requirements weren’t as stringent, and coverage was readily available in most regions of the country.

The Public and Affordable Housing Research Corporation (PAHRC), is the research entity of HAI Group, an insurer exclusively serving public and affordable housing for more than 35 years. PAHRC’s work focuses on the impact that affordable homes bring to families and communities. In this guest blog, Kelly McElwain, PAHRC’s industry intelligence and research manager, explains how you can make your properties more resilient to natural hazards.

Public and affordable housing organizations strive to fill vacancies as quickly as possible to fulfill community housing needs and avoid loss of rental income, but it's not always feasible. 

It's never too early or too late to ensure your housing organization is well-prepared for the challenges posed by winter weather. Taking proactive measures can make all the difference between a minor inconvenience and a full-blown disaster.

Winter storms can bring a host of challenges, including snow and ice accumulation, high winds, and frigid temperatures. These weather events can last for hours or even days, leading to power outages and communication disruptions. To ensure the safety of your properties, employees, and residents, it's crucial to be well-prepared.

The National Incident Management System (NIMS) is a comprehensive approach to effectively manage and coordinate emergency response efforts across different agencies and organizations during incidents and disasters

HAI Group President and CEO Ed Malaspina recently sat down with Lori Chordas from AM Best for an AM Best TV segment on maintaining a skilled workforce in today's work environment, the effects of artificial intelligence on the insurance industry, emerging cybersecurity threats, and the impact severe weather has on insurance carriers.

As the U.S. grapples with increasingly severe and unpredictable weather patterns, public and affordable housing organizations must be prepared for the challenges posed by extreme summer weather. From scorching heat waves to intense storms, organizations must take proactive measures to ensure the safety, comfort, and well-being of residents and employees.

Unbeknownst to many, frozen pipes pose a silent yet substantial threat to affordable housing properties nationwide, lurking in the concealed and hard-to-reach corners of a building.