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Housing Risk Guide: Snow and Ice Removal

When winter weather strikes, housing organizations need to act fast to keep properties safe and accessible. Snow and ice buildup on walkways, roadways, and rooftops can create serious safety risks for residents and staff and open the door to costly liability claims if removal procedures aren’t clear, timely, and well-documented.

SnowBlower

Recent Resources

Innovations and Challenges in Insurance: HAI Group CEO's Views on AI, Weather, and Workforce

HAI Group President and CEO Ed Malaspina recently sat down with Lori Chordas from AM Best for an AM Best TV segment on...

Insurance Implications: The Pros and Cons of Direct Hiring vs. Contracted Security Services for Housing Organizations

In ensuring the safety and security of residents, a critical decision housing organizations face is whether to directly...

Contract Clues: Hold Harmless Considerations for Affordable Housing Organizations

Have you ever been blamed for something entirely out of your control? It’s happened to most of us, often for minor...

Why Tenant Discrimination Insurance is a Priority for Affordable Housing Organizations

Ensuring fair and equal treatment of tenants is of utmost importance in the housing industry. Unfortunately, instances...

Contract Clues: Leveraging Indemnity to Transfer Contractual Risk

An indemnity clause is a form of contractual risk transfer that shares similarities with the hold harmless provision,...

The Complete Guide to Public Housing Insurance Requirements

Insurance is crucial for businesses, offering a safety net against potential financial losses due to unforeseen events....

Upcoming Programs and Events

Save the Date

2026 Playground Safety Poster and Essay Contest

February 2026

HAI Group invites young residents aged 6-14 from policyholder organizations to participate in our annual Playground Safety Poster and Essay Contest. Participants are encouraged to share creative ideas that highlight ways to keep playgrounds safe and secure.

Save the Date

2026 Loss Prevention Fund

March 1, 2026

HAI Group’s Loss Prevention Fund is a competitive annual reimbursement program for members, backed by a $3.5 million pool of funds. This program provides financial support for purchasing risk management and loss prevention products or services.

 

Risk Control Tips

RISK MANAGEMENT | Maintenance

Snow and Ice Removal

RISK MANAGEMENT | Emergency Planning

Portable Generator Safety Tips

RISK MANAGEMENT | Maintenance

Preventing Frozen Pipes

RISK MANAGEMENT | Auto Safety

Driving in Winter Weather

RISK MANAGEMENT | Management

Snow and Ice Removal

RISK MANAGEMENT | Maintenance

Slips, Trips, and Falls

RISK MANAGEMENT | Fire Safety

Candle Fire Safety

RISK MANAGEMENT | Maintenance

Dryer and Bathroom Vent Safety

RISK MANAGEMENT | Fire Safety

Cooking Fire Safety

Risk and Safety Focus

Curated Resource Centers

Explore targeted tools and insights to enhance your crisis, cybersecurity, and fire prevention strategies.

Crisis Communication Center

When tensions rise, the wrong words can erode trust, harm your organization’s reputation, or increase liability. Preparation makes all the difference. Explore our crisis communication resources for affordable housing organizations.

Cybersecurity Center

Cyberattacks on housing providers are rising, with cybercriminals using advanced tactics to breach systems and compromise sensitive data—threatening residents, employees, and stability. Start building a more cyber-resilient housing organization today.

Fire Prevention Center

HAI Group’s internal data paints a startling picture: the severity of fire losses experienced by policyholders continues to increase year-over-year, from an average of just under $40,000 per loss in 2018 to nearly $60,000 per loss in 2022.