Insurance is crucial for businesses, offering a safety net against potential financial losses due to unforeseen events. For public housing agencies (PHAs), insurance isn't just about protecting assets and property—it's a requirement tied to funding from the U.S. Department of Housing and Urban Development (HUD).

Unbeknownst to many, frozen pipes pose a silent yet substantial threat to affordable housing properties nationwide, lurking in the concealed and hard-to-reach corners of a building.

The U.S. Department of Housing and Urban Development (HUD) has started enforcing a new law that requires carbon monoxide detectors in most federally-assisted housing units.