Construction, renovation, and demolition are critical phases in a building’s lifecycle, but they also present some of the highest fire risks. Between unsecured materials, inactive sprinkler systems, and limited fire barriers, a single spark can turn into a devastating loss.
According to the National Fire Protection Association (NFPA), fire departments responded to an average of 4,440 fires in structures under construction each year from 2017 to 2021, resulting in five civilian deaths, 61 injuries, and $376 million in property damage annually.
This guide outlines NFPA recommendations and proactive steps housing organizations can take to safeguard construction sites and reduce fire risk before, during, and after the build.
What you'll learn
- The leading causes of fires on construction and renovation sites
- Key safety policies and fire prevention procedures to consider
- What NFPA 241 covers and when it applies to your site
- How to work with fire departments and inspectors before a project begins
- Real risks firefighters face when responding to fires on unfinished properties
Why this matters
Construction and renovation projects are dynamic, high-risk environments. Without active fire protection systems, proper equipment storage, or access for emergency responders, the chance of a small fire growing into a catastrophic loss increases significantly.
Many of these fires are preventable. Unsafe hot work, improper storage of combustibles, unauthorized smoking, and unsupervised sites are all frequent causes of fires, and all can be addressed with thoughtful planning and strict oversight.
For housing organizations investing in upgrades or new developments, fire safety during construction isn’t just a code requirement—it’s a critical part of risk management.
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This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy.
HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).
