When wildfires occur, they can spread quickly and create dangerous conditions for housing communities with little notice. Smoke, embers, power disruptions, and evacuation orders can place residents, staff, and property at risk, especially in areas prone to dry conditions or high winds.
This guide outlines steps housing organizations can take to prepare for wildfire events, reduce potential damage, and support residents before, during, and after a wildfire. With the right planning and prevention measures in place, organizations can respond more confidently and help protect their communities.
What you'll learn
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How wildfires develop and why certain communities face higher risk
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Steps to assess wildfire exposure based on location and surrounding conditions
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Property preparation strategies to reduce fuel sources and ember exposure
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Planning considerations for staff roles, emergency communication, and continuity of operations
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Actions to take during a wildfire, including evacuation and sheltering considerations
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Post wildfire precautions, damage documentation, and recovery steps
Why this matters
Wildfires can impact housing communities even when flames do not reach the property. Smoke infiltration, falling embers, power outages, and evacuations can disrupt operations and pose serious health and safety concerns for residents and staff.
Preparing in advance helps reduce uncertainty and supports faster, more coordinated responses when conditions change rapidly. A wildfire preparedness plan that includes property maintenance, clear communication, and recovery procedures can help limit damage, protect residents, and support a safer return once conditions improve.
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This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy.
HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).