--- title: "Housing Risk Guide: When Hail Hits" description: Hailstorms can cause serious property damage. This guide helps housing organizations prepare, respond effectively, and minimize risk. image: https://blog.haigroup.com/hubfs/GettyImages-155386003.jpg --- [Skip to content](https://blog.haigroup.com/housing-risk-guide-when-hail-hits#main-content) [![hai-logo-KO-256px](https://blog.haigroup.com/hs-fs/hubfs/hai-logo-KO-256px.png?width=256&height=57&name=hai-logo-KO-256px.png "hai-logo-KO-256px")](https://www.haigroup.com/) - SEARCH - [Risk Management](https://blog.haigroup.com/tag/risk-management), - [Public Housing](https://blog.haigroup.com/tag/public-housing), - [Affordable Housing](https://blog.haigroup.com/tag/affordable-housing) # Housing Risk Guide: When Hail Hits ![](https://blog.haigroup.com/hubfs/GettyImages-155386003.jpg) - April 21, 2026 ![Ally Modugno | Marketing Specialist | HAI Group](https://blog.haigroup.com/hubfs/Ally%20Modugno.jpg) [Ally Modugno | Marketing Specialist | HAI Group](https://blog.haigroup.com/author/ally-modugno) [\< Back to Resource Center](https://blog.haigroup.com) Hailstorms can strike fast and hard, causing millions in property damage every year across the United States. While these storms are most common in the Midwest and Great Plains, they can occur nearly anywhere, often with little warning. For housing organizations, hail can damage roofs, windows, siding, and even landscaping or vehicles parked on-site. And while you can’t prevent hail, you can take proactive steps to limit the damage and speed up recovery. [![Download Hailstorm Safety Risk Guide](https://no-cache.hubspot.com/cta/default/20790879/interactive-192036234579.png)](https://blog.haigroup.com/hs/cta/wi/redirect?encryptedPayload=AVxigLIOXFjjvNAb4LZ2d%2BLJUSsZdfIUMUkWrQRPimtc%2BnMqEkgswNNrUawzyUhw202KXA8f5ki2Vp6OYixYe5mgwVWKn18bqa018Vxbea6dESstpFQk1fAiy124HG9UmEIhP24nwI9wN6g6Wn68krKqdHYupIb5uZmPPsA9dEEqPJoiXvnChYwfvSzn7gOkOIBiIMDh%2FFycm4U4w82Wx1eje5sNM%2B53P%2F%2BO6OdjGnAvtvgQaoNsBQT2vw652el1jXGSOsDpQkkdfmTtb5UiXZCdiOY5N03QfGTxSVan1Zw%3D&webInteractiveContentId=192036234579&portalId=20790879) ## **What you'll learn** - Where hailstorms occur most often—and when - Common property damage caused by hail - How to prepare your buildings, roofs, and vehicles before a storm - What to do immediately after a hailstorm to document damage - Risk mitigation tips to reduce repair costs and downtime [![Download Hailstorm Safety Risk Guide](https://no-cache.hubspot.com/cta/default/20790879/interactive-192036234579.png)](https://blog.haigroup.com/hs/cta/wi/redirect?encryptedPayload=AVxigLIOXFjjvNAb4LZ2d%2BLJUSsZdfIUMUkWrQRPimtc%2BnMqEkgswNNrUawzyUhw202KXA8f5ki2Vp6OYixYe5mgwVWKn18bqa018Vxbea6dESstpFQk1fAiy124HG9UmEIhP24nwI9wN6g6Wn68krKqdHYupIb5uZmPPsA9dEEqPJoiXvnChYwfvSzn7gOkOIBiIMDh%2FFycm4U4w82Wx1eje5sNM%2B53P%2F%2BO6OdjGnAvtvgQaoNsBQT2vw652el1jXGSOsDpQkkdfmTtb5UiXZCdiOY5N03QfGTxSVan1Zw%3D&webInteractiveContentId=192036234579&portalId=20790879) ## **Why this matters** Hail causes approximately **$1.6 billion in damage** to U.S. homes, buildings, vehicles, and crops every year. Older roofs, unprotected vehicles, and outdoor equipment are especially vulnerable, and hail often comes with strong winds that can bring down branches, damage siding, and flood outdoor areas. By preparing in advance, inspecting vulnerable areas regularly, and knowing what to do in the aftermath, housing providers can protect their people and property and avoid unnecessary repair costs or insurance delays. ## Access more resources Be sure to explore the full range of resources we’ve curated on our [Resource Center](https://blog.haigroup.com/), designed to help you stay informed, prepared, and resilient, ready to handle anything that comes your way confidently. 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[![Subscribe Now](https://no-cache.hubspot.com/cta/default/20790879/interactive-183602602878.png)](https://blog.haigroup.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKSVbgopUHMqtp6KVAnm%2BnvaGl0TnAWFi5moFCU2Z1RFS6HeCIjpdF89WKf%2FtCHopIVg9dQ99QvcWkz46T5kZDeHmLDafv9ov%2BWPangTytsSNFY5iItfAdCcpR5paClmmCG3OZE4OLTW%2BmYyvJphKyFkMwrM2FsB8CzK5%2FPLO4o3aXluafwaVZZJkN%2FtP0C0EHjkhjp2Zx%2F8x7XefwwLxMUUAhGwQl07HtmOHP8&webInteractiveContentId=183602602878&portalId=20790879) The information presented is for general reference only. HAI Group makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your legal, professional or subject matter advisor before implementing any new strategy or policy. HAI Group® is the registered trademark of Housing Authority Risk Retention Group, Inc. and its related companies. For a complete list of HAI Group companies, visit www.haigroup.com. Products or services may not be available in all jurisdictions. Certain property and casualty coverage may be provided by a risk retention group or a surplus lines insurer or by a third party. Risk retention groups and surplus lines insurers do not participate in state guaranty funds and their insureds are not protected by such funds. Don't Miss This ## Related Content [![](https://blog.haigroup.com/hubfs/SocialMediaGuidelines_FeatureImage.png)](https://blog.haigroup.com/housing-risk-guide-social-media-policy-and-guidelines) - April 21, 2026 ### [Housing Risk Guide: Social Media Policy and Guidelines](https://blog.haigroup.com/housing-risk-guide-social-media-policy-and-guidelines) August 1, 2025 Social media is an essential communication tool, but it also presents risks when misused. These guidelines help housing... [Read more](https://blog.haigroup.com/housing-risk-guide-social-media-policy-and-guidelines) [![](https://blog.haigroup.com/hubfs/Dogs_In_Multifamily_Housing_Featured-Image.png)](https://blog.haigroup.com/dogs-in-multifamily-housing-balancing-resident-benefits-with-community-safety) - April 21, 2026 ### [Dogs in Multifamily Housing: Balancing Resident Benefits with Community Safety](https://blog.haigroup.com/dogs-in-multifamily-housing-balancing-resident-benefits-with-community-safety) June 18, 2026 Dogs offer comfort, companionship, and help build community in multifamily housing. However, these benefits come with... 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