Housing Risk Guide: Flood Safety

  • March 6, 2025

This guide provides essential information about flood risks and hazards, including preparedness and response strategies. Understanding flood risks and taking proactive measures can help protect your housing organization from potential damage.

What you'll learn

  • The factors that contribute to flood risks, including weather patterns and environmental changes.

  • Steps to properly assess, prepare for, and respond to flooding events.

  • Preventive measures to reduce flood damage and ensure resident safety.

Why this matters

Flooding is one of the most common and costly natural disasters. Properties in high-risk areas have a 26% chance of flooding over 30 years. Even properties in moderate-to-low risk areas can experience significant flood damage. Knowing your flood risk and implementing mitigation strategies can prevent costly repairs and protect lives.

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Be sure to explore the full range of resources we’ve curated on our Resource Center, designed to help you stay informed, prepared, and resilient, ready to handle anything that comes your way confidently.

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This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy. 

HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).

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