Housing Risk Guide: Earthquake Preparedness

  • January 23, 2026

Earthquakes occur without warning and can create dangerous conditions for housing communities in a matter of seconds. Even in areas where earthquakes are less frequent, the impact can be severe when buildings, utilities, and emergency systems are not prepared.

This guide outlines practical steps housing organizations can take to plan ahead, reduce injury risks, and respond more effectively before, during, and after an earthquake. Preparation plays a critical role in protecting residents, staff, and property when ground shaking occurs.

 

What you'll learn

  • How to prepare properties, staff, and residents before an earthquake

  • Steps to identify safe indoor and outdoor locations on your property

  • Emergency supply considerations for staff and common areas

  • Communication and evacuation planning essentials for housing communities

  • Recommended actions for staff and residents during an earthquake


Why this matters

Earthquakes can cause injuries, disrupt utilities, damage buildings, and create ongoing safety concerns through aftershocks and structural instability. Without advance planning, housing organizations may struggle to communicate clearly, account for residents, or respond safely in the aftermath.

Taking time to prepare helps reduce confusion and supports a more coordinated response when every moment counts. Clear procedures, trained staff, and informed residents can help limit injuries, protect property, and support a safer recovery following an earthquake.

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Be sure to explore the full range of resources we’ve curated on our Resource Center, designed to help you stay informed, prepared, and resilient, ready to handle anything that comes your way confidently.

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This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy. 

HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).

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