Water damage might not be as visually dramatic as fire or wind damage, but it’s one of the most expensive and common risks housing organizations face. From leaking roofs to compromised sprinkler systems and aging plumbing, even a small issue can lead to mold, structural problems, or costly resident displacement.
This guide walks you through the key systems vulnerable to water intrusion and offers maintenance strategies to help housing providers proactively manage risk, reduce claims, and protect their properties.
How to inspect and maintain attic-mounted HVAC and plumbing systems
Why clogged drip lines and damaged drain pans lead to preventable water intrusion
Best practices for monitoring sprinkler systems, roof coverings, and drainage
Risks associated with older plumbing materials, like cast iron and copper
Tips to identify hidden leaks before they become major issues
Unchecked water damage can lead to personal injury claims, resident displacement, and costly repairs, all of which can be avoided with a proactive maintenance program. Over time, even small leaks can compromise the structural integrity of your property and invite long-term liability.
With the proper inspection routines, documentation practices, and system upkeep, housing providers can avoid claims, preserve property value, and contribute to stronger insurance outcomes for the entire industry.
Be sure to explore the full range of resources we’ve curated on our Resource Center, designed to help you stay informed, prepared, and resilient, ready to handle anything that comes your way confidently.
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This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy.
HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).