Housing Risk Guide: Key Control

  • May 27, 2025

Key access is a routine part of housing operations, from managing tenant turnover to coordinating vendor visits. But without proper controls in place, it can quickly become a serious liability. Inadequate key management increases the risk of unauthorized entry, security breaches, and expensive claims.

This guide offers practical strategies to help housing professionals enhance property security, boost operational efficiency, and minimize risk.

 

What you'll learn

  • How to organize and track key inventory by type and user

     

  • The differences between standard, restricted, and electronic key systems

     

  • When and how to update locks or revoke access

     

  • Best practices for staff, tenant, and vendor key control policies

     

  • Why documentation and audit trails matter in liability claims


Why this matters

Unauthorized access can lead to theft, vandalism, privacy violations, or worse. Without a clear key management policy, housing organizations may face legal and financial consequences, especially if access issues harm residents or property damage.

Key control isn’t just about keys. It’s about trust, safety, and accountability. Whether your organization uses physical keys or electronic access systems, a strong program can reduce liability and support a culture of responsibility and preparedness.

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This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy. 

HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).

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