HAI Group Blog

HAI Group and PAHRC Featured in Recent Issues of PHADA’s Advocate

HAI Group and the Public and Affordable Housing Research Corporation (PAHRC), HAI Group’s research division, were recently featured in The Advocate, PHADA’s biweekly legislative-year newsletter.

The November 26, 2025, issue spotlighted HAI Group’s seventh annual virtual Risk Management Conference, with a particular focus on the opening session, “Natural Disaster Statistics and Scenarios.” The article, “Risks, Natural and Man-Made, Are Growing,” highlights key statistics and resources presented by Kelly McElwain, PAHRC’s Director of Research, along with emerging trends contributing to increased disaster risk.

According to the article, “Affordable housing risk exposure may be exacerbated by physical characteristics of that housing (construction materials and techniques, the age and the location of that housing), and operational issues (operating margins and reserves, access to post-disaster recovery resources, and the resilience of resident populations).”

Interested in learning more? You can check out the highlighted session below, or watch the full playlist on HAI Group's YouTube channel.

 

The November 12, 2025, issue also featured PAHRC’s Technical Report for the 10 Year Roadmap for Public Housing Sustainability, which estimates that preserving the nation’s public housing portfolio would require $169.1 billion, or approximately $188,000 per unit, to sustain current assets.

You can read the full Technical Report on PAHRC's website.

As the article notes, “This preservation estimate is a substantial increase from the $26 billion capital needs backlog estimated in 2010, which relied on physical inspections of sampled public housing properties. While the Roadmap report does not attribute this increase to any specific factors, it does note that ‘[Capital] needs have risen as the nation’s public housing stock continues to age, construction costs increase, and federal investment continues to fall short of need.’”

Both articles are available on the Advocate website. Please note that a PHADA member login is required to view the complete editions.

This article is for general information only. HAI Group® makes no representation or warranty about the accuracy or applicability of this information for any particular use or circumstance. Your use of this information is at your own discretion and risk. HAI Group® and any author or contributor identified herein assume no responsibility for your use of this information. You should consult with your attorney or subject matter advisor before adopting any risk management strategy or policy. 

HAI Group® is a marketing name used to refer to insurers, a producer, and related service providers affiliated through a common mission, management, and governance. Property-casualty insurance and related services are written or provided by Housing Authority Property Insurance, A Mutual Company; Housing Enterprise Insurance Company, Inc.; Housing Specialty Insurance Company, Inc.; Housing Investment Group, Inc.; and Housing Insurance Services (DBA Housing Insurance Agency Services in NY and MI).