As we say goodbye to another transformative year, join us in exploring HAI Group's most popular blog posts, risk management resources, and HAI Group Online Training courses of 2023. These resources serve as essential tools for housing professionals navigating an ever-evolving landscape.

In the complex landscape of public and affordable housing, a myriad of responsibilities falls upon directors and officers. Their decisions shape the course of the organization and impact its stakeholders, making them susceptible to legal actions that can arise from their actions or decisions. Directors and officers (D&O) insurance is a critical asset to mitigate these risks and safeguard the organization and its leadership,

Public and affordable housing organizations play a crucial role in our communities by delivering essential services to vulnerable populations. Therefore, safeguarding sensitive data and ensuring the integrity of your operations is not just a responsibility—it’s a necessity. Participating in Cybersecurity Awareness Month, observed annually in October, is an effective way to foster a robust cybersecurity culture within your organization.

Ensuring fair and equal treatment of tenants is of utmost importance in the housing industry. Unfortunately, instances of tenant discrimination—whether intentional or unintentional—still occur, posing significant financial and reputational risks to housing organizations.

In the realm of commercial insurance, certificates of insurance (COIs) play a crucial role in facilitating business transactions and safeguarding the interests of various stakeholders. These documents provide tangible proof of insurance coverage and valuable information about policy details, limits, and endorsements.

Insurance can be complicated, especially if you work with multiple carriers and agents to meet your organization’s insurance needs. It can get a little overwhelming when navigating coverage requirements for affiliate entities, requesting insurance certificates, deciphering insurance terms, and managing relationships. That’s where HAI Group’s Account Services team comes in. 

The popularity and availability of micromobility products such as electric bikes (e-bikes), electric scooters (e-scooters), and hoverboards have drastically increased in the last several years. These modes of transportation are powered by rechargeable lithium-ion batteries, which can pose a severe fire hazard when damaged or charged improperly.

As the need for commercial insurance grows, so do the opportunities for agencies searching for new clients. In a market as broad and fragmented as commercial insurance, it takes a specialized approach to build and maintain a successful book of business.

Cyber insurance is a crucial tool housing organizations should consider leveraging to hedge against increasing cyber-related risks such as ransomware, business email compromise, and data breaches.

Active shooter and workplace violence incidents are a growing threat to businesses of all types, including public and affordable housing organizations.